AIZ

Assurant, Inc.

Financial ServicesInsurance - Property & CasualtyNASDAQ

$248.87

-$6.65 (-2.67%)today

Conviction

7/ 10

Fair Value$260

Upside+4.47%

Signal3.13

Market Cap$11.1B

52W Range$181.75–$246.31

Next EarningsMay 5

Conviction History

Conviction Changes

Mar 18, 2026, 9:20 AM6→7conviction-rescore

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Price History

FAIR VALUE ANALYSISMonte Carlo · 5,000 runs · 99% valid

Fair Value$1325.77

Current Price$213.28

Upside / Down+521.6%

P(Undervalued)100.0%

P(20%+ Up)100.0%

P(15%+ Down)0.0%

Fair Value Distribution — percentile bands

100.0% of simulations place fair value above current price

WHAT IS PRICED IN

Revenue-Based Reverse DCF

-7.3%/yr

±3.0% · revenue growth to justify current price

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Bull Case

Assurant specialty insurance (mortgage protection, device protection); embedded distribution moat.

Bear Case

Housing market weakness reducing lender-placed volume; device upgrade cycle slowdown.

Updated Apr 7

Research Feed

sec_10kMar 8

Conviction: unchanged

AIZ FY2025 10-K Falcon Read: Housing Segment Outperformance

Falcon deep read: Revenue .8B (+7.9% YoY). Global Housing .9B (+12.6%, 29.5% EBITDA margin, .7M EBITDA +27.9%). Global Lifestyle .9B (+6.6%, 8.1% margin). Net income .7M (+14.8%). Debt .2B, 27.3% debt...

sec_10kMar 4

Conviction: unchanged

Assurant 2025: Profitable Growth in Protection Segment Diversification

AIZ 10-K 2025 shows profitable growth: premiums +8.1% YoY, Global Housing EBITDA +27.9% driven by lender-placed expansion in hardened market. Balanced Lifestyle growth (+6.9%) with strong mobile momen...