HBAN

Huntington Bancshares Incorporated

Financial ServicesBanks - RegionalNASDAQ

$16.36

+$0.53 (3.22%)today

Conviction

5/ 10

Fair Value$19.73

Upside+20.57%

Signal10.29

Market Cap$32.2B

52W Range$12.08–$19.46

Next EarningsApr 23

Conviction History

Conviction Changes

Mar 18, 2026, 1:08 PM6→5conviction-rescore

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Price History

FAIR VALUE ANALYSISMonte Carlo · 5,000 runs · 99% valid

Fair Value$12.86

Current Price$15.08

Upside / Down-14.7%

P(Undervalued)22.5%

P(20%+ Up)5.3%

P(15%+ Down)49.5%

Fair Value Distribution — percentile bands

22.5% of simulations place fair value above current price

WHAT IS PRICED IN

Revenue-Based Reverse DCF

8.7%/yr

±4.6% · revenue growth to justify current price

FCF-Based Reverse DCF

2.5%/yr

±2.7% · FCF growth to justify current price

THE GAP

Market pricing margin expansion or capex normalization

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Bull Case

No analysis yet

Bear Case

No analysis yet

Research Feed

sec_10kMar 2

Conviction: unchanged

HBAN FY2025 10-K: Integration Complexity & Category III Transition Risk

HBAN completed Cadence acquisition on Feb 1, 2026, becoming a B+ regional bank. While capital-strong and strategically positioned, company faces significant integration execution risk, Category III re...