JKHY

Jack Henry & Associates, Inc.

TechnologyInformation Technology ServicesNASDAQ

$136.32

-$3.16 (-2.32%)today

Conviction

5/ 10

Fair Value$202.80

Upside+48.77%

Signal24.39

Market Cap$11.6B

52W Range$144.12–$193.39

Next EarningsMay 5

Conviction History

Conviction Changes

No conviction changes recorded

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Price History

FAIR VALUE ANALYSISMonte Carlo · 5,000 runs · 99% valid

Fair Value$142.92

Current Price$153.31

Upside / Down-6.8%

P(Undervalued)36.5%

P(20%+ Up)9.7%

P(15%+ Down)31.9%

Fair Value Distribution — percentile bands

36.5% of simulations place fair value above current price

WHAT IS PRICED IN

Revenue-Based Reverse DCF

7.3%/yr

±4.8% · revenue growth to justify current price

FCF-Based Reverse DCF

9.4%/yr

±3.2% · FCF growth to justify current price

THE GAP

Market pricing margin compression or rising capex

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Bull Case

No analysis yet

Bear Case

No analysis yet

Research Feed

sec_10qMar 4

Conviction: unchanged

Q2 FY2026 10-Q Analysis: Steady Growth, Margin Expansion

JKHY Q2 FY26 showed 7.9% revenue growth with strong operating leverage (+29% operating income). Cloud migration and digital/payments growth driving results. Acquired Victor for embedded payments expan...