PFG

Principal Financial Group, Inc.
Financial ServicesAsset ManagementNASDAQ
$89.12
+$2.65 (2.97%)today
Conviction
7/ 10
Fair Value$94.50
Upside+6.04%
Signal4.23
Market Cap$19.4B
52W Range$68.39–$97.88
Next EarningsApr 23

Conviction History

Conviction Changes

Mar 18, 2026, 3:11 PM67conviction-rescore

DCF P(above)=100%, FV=$169 vs current ~$80. Extreme DCF upside — model says 2x undervalued. Principal Financial: retirement/asset management business with strong fee income and improving margins. At $80, massively below DCF FV of $169. Missing element: asset management sentiment depressed, retirement business tied to equity market returns which creates volatility, and no near-term rerating catalyst identified.

Price History

FAIR VALUE ANALYSISMonte Carlo · 5,000 runs · 99% valid
Fair Value$327.54
Current Price$85.07
Upside / Down+285.0%
P(Undervalued)100.0%
P(20%+ Up)100.0%
P(15%+ Down)0.0%

Fair Value Distribution — percentile bands

100.0% of simulations place fair value above current price

KEY VALUE DRIVERS

Spearman correlation — what moves this valuation most

Bull Case
Queued for analysis

Eagle will generate this view by the next trading session (~6h).

Bear Case
Queued for analysis

Eagle will generate this view by the next trading session (~6h).

Research Feed

sec_10kMar 3
Conviction: unchanged
PFG 10-K FY2025: Stable Insurance Platform, Fair Valuation

PFG: stable diversified insurer, fair valuation, holds thesis but requires patience. Benefits from secular tailwinds in retirement; risks center on rates/equity volatility. 6/10 conviction — hold curr...