PRU

Prudential Financial, Inc.

Financial ServicesInsurance - LifeNASDAQ

$100.64

-$3.48 (-3.45%)today

Conviction

5/ 10

Fair Value$108.87

Upside+8.17%

Signal4.08

Market Cap$33.8B

52W Range$91.89–$119.76

Next EarningsApr 29

Conviction History

Conviction Changes

Mar 18, 2026, 5:04 PM6→5conviction-rescore

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Price History

FAIR VALUE ANALYSISMonte Carlo · 5,000 runs · 99% valid

Fair Value$429.56

Current Price$93.03

Upside / Down+361.7%

P(Undervalued)100.0%

P(20%+ Up)100.0%

P(15%+ Down)0.0%

Fair Value Distribution — percentile bands

100.0% of simulations place fair value above current price

WHAT IS PRICED IN

Revenue-Based Reverse DCF

6.7%/yr

±12.4% · revenue growth to justify current price

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Bull Case

Prudential Financial insurance/retirement; PGIM asset management fee revenue; emerging market insurance.

Bear Case

Interest rate sensitivity to annuity reserves; credit default risk in fixed income portfolio.

Updated Apr 7

Research Feed

sec_10kMar 2

Conviction: unchanged

PRU FY2025 10-K: Pension Risk Transfer & Net Investment Income Resilience

PRU executed solid FY2025 amid stable interest rate environment. Core themes: (1) Pension Risk Transfer segment continued strong momentum with B+ in assets under administration, offset liabilities wit...