USB

U.S. Bancorp

Financial ServicesBanks - RegionalNASDAQ

$54.85

+$0.29 (0.53%)today

Conviction

0/ 10

Fair Value$61.91

Upside+12.87%

Signal0

Market Cap$86.5B

52W Range$35.49–$61.19

Next EarningsApr 16

Price History

FAIR VALUE ANALYSISMonte Carlo · 3,000 runs · 42% valid

Low confidence model

Fair Value$4.59

Current Price$51.16

Upside / Down-91.0%

P(Undervalued)0.0%

P(20%+ Up)0.0%

P(15%+ Down)100.0%

Fair Value Distribution — percentile bands

0.0% of simulations place fair value above current price

WHAT IS PRICED IN

Revenue-Based Reverse DCF

33.6%/yr

±4.7% · revenue growth to justify current price

FCF-Based Reverse DCF

-1.4%/yr

±2.5% · FCF growth to justify current price

THE GAP

Market pricing margin expansion or capex normalization

Premium Content

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Quick Take

U.S.

Trailing P/E11.6x

Forward P/E9.6x

P/S3.1x

EPS (TTM)$4.62

Analyst Target$61.91

Analyst Upside12.9%

No Eagle analysis yet. Request a full review including conviction score, bull/bear cases, and thesis.

Bull Case

No analysis yet

Bear Case

No analysis yet

Research Feed

sec_10kMar 1

Conviction: unchanged

USB FY2025 10-K: Solid Regional Bank, Diversified Income, BTIG Deal Adds Growth

USB is a well-positioned B regional bank with .2B deposits, diversified income streams, solid capital position (SCB 2.6%), and growth opportunity via BTIG acquisition. Category III regulatory status m...