USB

U.S. Bancorp
Financial ServicesBanks - RegionalNASDAQ
$51.96
+$0.64 (1.24%)today
Conviction
0/ 10
Fair Value$63.17
Upside+21.58%
Signal0
Market Cap$79.1B
52W Range$35.18–$61.19
Next EarningsApr 16

Price History

FAIR VALUE ANALYSISMonte Carlo · 3,000 runs · 42% valid
Low confidence model
Fair Value$4.59
Current Price$51.16
Upside / Down-91.0%
P(Undervalued)0.0%
P(20%+ Up)0.0%
P(15%+ Down)100.0%

Fair Value Distribution — percentile bands

0.0% of simulations place fair value above current price

WHAT IS PRICED IN

Revenue-Based Reverse DCF

33.6%/yr

±4.7% · revenue growth to justify current price

FCF-Based Reverse DCF

-1.4%/yr

±2.5% · FCF growth to justify current price

THE GAP

Market pricing margin expansion or capex normalization

KEY VALUE DRIVERS

Spearman correlation — what moves this valuation most

Quick Take

U.S.

Trailing P/E11.0x
Forward P/E9.2x
P/S3.0x
EPS (TTM)$4.62
Analyst Target$63.17
Analyst Upside21.6%

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Bull Case

No analysis yet

Bear Case

No analysis yet

Research Feed

sec_10kMar 1
Conviction: unchanged
USB FY2025 10-K: Solid Regional Bank, Diversified Income, BTIG Deal Adds Growth

USB is a well-positioned B regional bank with .2B deposits, diversified income streams, solid capital position (SCB 2.6%), and growth opportunity via BTIG acquisition. Category III regulatory status m...